Services
Personal Loan
Personal Loan
What Does it Provide?
Personal loans allow you to borrow a set amount of money to pay for expenses in relation with personal use. The amount you borrow must then be repaid in instalments, plus any interest or fees, over an agreed term.
Personal loans are commonly used to fund home renovations, travel, and vehicles (car, motorbike, boat, etc). When it comes to debt consolidation, a personal loan can be used to combine credit card debts and outstanding loans in one spot to help you manage repayments and take control of your finances.
Personal loans
Debt Consolidation
Too many credit cards? Interest rates are too high?
Look into consolidating all your debts into one, possibly saving more on interest and fees
- Save on interest
- Save on fees
- Easier to manage
Home renovations & improvements
Dreaming of enhancing your living area? Let a personal loan assist you to fund your journey on building a more comfortable home.
- Immediate access to funds
- Flexibility in use
- No security / collateral required
Travel
Make your dream holiday a reality. Plan the finances for your next travel with a personal loan.
- Piece of mind
- Immediate access to funds travelling
Wedding
Weddings are a big milestone but they can come with financial pressure. A personal loan can help ease the financial stress in order for you to enjoy the wedding of your dreams.
- Piece of mind
- Less stress
Gap Finance
Apply for gap loans to temporarily support your ongoing expenses while you seek permanent funding or sell an asset
- Immediate access to funds
- Flexibility on use
- No security / collateral required
Medical expenses
Combat the unexpected the medical expenses with a financial support
- Piece of mind
- Immediate access to funds
Security
Unsecured loans
An unsecured loan doesn’t require you to provide any security for your loan. You can use an unsecured loan for a range of purposes such as taking a holiday or making some improvements to your home.
- No security for loan
- Flexibility
- No asset require
Secured loans
A secured personal loan refers to a loan which is guaranteed by an asset, such as a car or machine. The lender uses this asset as security, which means that if you don’t make the agreed repayments the lender can take possession of the asset and sell it to cover the cost of the loan. This security means that the lender can offer a lower interest rate for the loan.
- Loan backed by asset
- Better rates
- Possibly Higher borrowing capacity
There are More Than Half Of Australian Borrowers Use A Broker To help their personal Loan
26.64 million
Australian Population
70%
People Use Brokers